Auto Insurance Inspector:

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In general, the more advertising a company does, the less competitive their rates. You are more likely to find a better rate by using companies that have a number of insurance companies they do business with. The one exception may be 21st Century, which, as a provider, always seems to be extremely competitive.

Auto Insurance: Featured Programs (Check back as we review new programs)
21st Century
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Not the biggest or most advertised, but 21st Century has some of the best rates. They are clearly not best known because they don't advertise like Geico but Geico advertises like crazy because they are not the cheapest and they know that lizard will attract customers regardless of the price.

Gap Insurance

The Gap is the difference between the actual cash value of your car and what you still owe on your loan. If your car is stolen or declared totaled, your auto insurance company will pay you the actual cash value of the car. Without Gap Insurance your lender will hold you responsible for paying the Gap. This will mean you having to come up with hundreds, even thousands of dollars to pay that debt.
Gap Insurance will pay the difference and eliminate the possibility of your credit history being affected.

Gap Insurance is available in all states except:
CT, LA, NH, NM, NY, VA, and WA

Gap Insurance is available on new, used and refinanced cars, trucks and SUV's purchased or refinanced within the past 12 months.

AIG
 AIG is the largest policy writer in the United States. They have affiliations with insurance companies in nearly every state. If you are looking for auto insurance you should at least get a quote from AIG and use it to compare with others you might be looking at. They have a huge list of underwriters to draw upon.
InsureSuite
Their primary auto insurance affiliate is Survival Insurance. Survival Insurance Inc., was founded in 1983, with the sole purpose of providing consumers with the ability to comparatively shop their auto insurance rates with a number of high quality insurance companies with one simple phone call.
Insure Me
Get a free insurance quote.

Extremely easy to use online system. Insurance providers in their system include:

  • Allstate
  • Farmers
  • MetLife
  • American Family
  • Nationwide
  • United American

 

 
 
 
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